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The Biggest Trends for Small Business in 2025: How AI Rules Them All
If you’re a small business owner and have been reading any blogs lately, you will see many articles about the top small business trends for 2025. In overlapping lists you will find that the standouts are: Personalization, Enhanced Customer Service Experience, and Omnichannel Integration. (Sustainability and Hybrid Flex Work Options round out the top 5…
How to Run a Profitable Liquor Store: Expert Tips and Strategies
Operating a successful liquor store today requires more than just finding a good location and stocking shelves. While finding an ideal location is still crucial to success, the modern liquor store owner must consider that today’s clientele are sophisticated buyers with evolving tastes and preferences. Gone are the days of simply filling shelves with popular…
The Small Business Owner’s Guide to Financial Statements
Hey there, small business owner! Are you ready to dive into the world of financial statements? Don’t worry if numbers aren’t your thing – we’re going to break this down nice and easy. At Swish Funding, we believe that understanding your financials is like having a superpower for your business. So, let’s embark on this…
5 Key Trends Shaping the Future of Pharmacies in 2024
The landscape of pharmacy is evolving rapidly, with technological advancements and changing patient needs reshaping the role of pharmacists in healthcare. As we look towards and beyond, it’s clear that pharmacies are no longer just places to pick up prescriptions. They’re becoming integral hubs in the healthcare ecosystem, offering a wide range of services and…
7 Game-Changing Strategies to Supercharge Your Plumbing Business
Hey there, plumbing pros! As we dive into , the industry landscape is shifting faster than water down a drain. Despite whispers of economic uncertainty, experts are cautiously optimistic about the growth of the industry. Ready to turn your plumbing business into a powerhouse? Let’s explore the latest trends and offer seven game-changing strategies that’ll…
How Small Businesses Are Leveraging AI: 3 Key Areas of Innovation
As we progress through 2024, artificial intelligence (AI) has become an indispensable tool for small businesses looking to stay competitive and drive growth. Recent studies show that AI adoption among small businesses is on the rise, with 75% now utilizing AI tools for various business functions. Let’s explore the three main areas where small businesses…
Why is Cash Flow Important to a Small Business?
Cash flow is essential to small businesses. Without it, small businesses will struggle to pay regular bills and could fail if a major expense occurs. It is important to distinguish between cash flow and revenue as they are not the same thing. Revenue vs Cash Flow Revenue is the total amount of money that comes…
Pros and Cons of Debt Financing
Debt financing is the process of borrowing money to pay for a business’s operations and investments. Debt financing can come in the form of secured loans, lines of credit, or other financial products such as bonds. Debt financing can be used for both short-term and long-term needs and provides a predictable source of funds that…
Signs Your Business Requires Working Capital Loan
When running a small business, it’s not uncommon for owners to face financial difficulties. When these troubles start to accumulate, the need for additional capital may arise. Working capital loans are one possible solution and can provide short-term financing that helps bridge any cash flow gaps in your business. However, understanding when you need to…