Merchant Cash Advance for Business: Fast, Flexible Funding with Swish Funding

Some businesses find themselves in the position to require additional capital based on growth opportunities or unexpected expenses at some point in time. Business owners often face difficulty finding a fast and easy way to access funds, due in part to lengthy approval processes, unlimited credit checks and inflexible repayment plans associated with conventional bank financing.

Merchant Cash Advances offer a better alternative to the challenges associated with seeking to obtain a loan from a bank. Merchant cash advances can provide quick access to funds needed to grow or maintain your business, without having to stress about fixed monthly repayments.

Merchant Cash Advances Explained

Merchant cash advances are different from traditional financing options such as bank loans or lines of credit. A merchant cash advance allows a business owner to access funds upfront in exchange for a percentage of the business's future revenues. Instead of making fixed monthly payments like with traditional financing, repayments on a merchant cash advance occur daily or weekly as a percentage of the daily or weekly credit card sales. Because of this structure, merchant cash advances are a good choice for businesses whose revenue fluctuates or varies.

Benefits Of Merchant Cash Advances

Many businesses representing many industries (retail, hospitality, e-commerce, health care, and services) are using merchant cash advances today due to their speed and flexibility.

There are three key benefits of merchant cash advances to businesses.

1. Fast Cash Availability: Merchant cash advances are specifically designed to quickly provide funds to business owners. Funding is often available much quicker than with traditional business financing options such as a loan or line of credit.

2. Flexible Routine Repayment: With merchant cash advances, repayments are based on the amount of sales that a business is generating. Thus, a business that is doing well at any time pays a higher repayment compared to a slower period when sales are down; thereby protecting cash flow.

3. No Collateral Required: Merchant cash advances do not require collateral to obtain funds. A business does not have to put up assets or property to obtain a merchant cash advance.

4. Credit-Flexible Approval: Merchant Cash Advances are approved primarily based on the current sales performance of your business rather than solely on your credit history. This provides an opportunity for more businesses to receive cash advances without needing to be established at a higher credit rating level.

5. Freedom in How You Use the Money Obtained with a Merchant Cash Advance: Businesses are free to apply the funds received from their Merchant Cash Advance as they see fit. This may include purchasing inventory, covering payroll and operational costs, funding marketing initiatives, preparing for seasonal fluctuations in demand, or expanding their business.

Businesses typically use Merchant Cash Advances for the following reasons:

• To manage cash flow shortages
• To buy large amounts of inventory
• To cover payroll and operational costs
• To fix emergency problems
• To support a marketing effort
• To prepare for a seasonal increase.
• To assist with the growth of their business.

Merchant Cash Advances vs Traditional Business Loans

For businesses that need speed and adaptability, merchant cash advances often make more sense.

Why Should You Choose Merchant Cash Advances from Swish Funding?

Swish Funding is a company that provides merchant cash advances to help businesses get the money they need quickly. We provide cash advances that are easy to understand, do not add more time to your process or create obstacles for you getting the money you need as a Small Business Owner. 

Why Is Swish Funding Different?

• Easy Application Process
• No Hidden Fees or other Costs associated with the Money You Receive
• Flexible Payment Schedule Based on Sales
• No need for Collateral or lengthy Paperwork
• Professional Support from Experienced Funding Representatives

We are committed to helping you keep your business operating, help you grow your business with Confidence and Respond Quickly to Business Opportunities.

Is a Merchant Cash Advance from Swish Funding Right for You?

If Yes to any of the following, Swish Funding can help you: 

• You Accept Credit Card or Debit Payments
• You Need Working Capital NOW 
• You Have Fluctuating or Seasonal Sales
• You Want Flexible Payment Options
• You Prefer a Simpler Process than dealing with your Bank

Apply Now for a Merchant Cash Advance from Swish Funding 

Don't let a Cash Flow Problem Slow Your Business Down. Merchants Cash Advances provided by Swish Funding provide you with the Cash You Need When You Need It Without Restrictions that Traditional Lenders impose on You.

👉 Start an Application for a Merchant Cash Advance with Swish Funding today for the Fastest and Most Flexible Business Funding Possible!